Thank you, and welcome to Pagaya's third quarter 2024 earnings conference call. Joining me today to talk about our business and results are Gal Krubiner, Chief Executive Officer of Pagaya; Sanjiv Das, ...

Thanks, Carrie, and thank you all for joining us today. As we say each quarter, Shopify is building for the long term. GMV was up 24%, marking our fifth consecutive quarter where GMV growth was ...

From the devastating wildfires that started the year, to deep-dive investigations into government corruption and stories that delight. The year in review.